Documents you really need to give the Pag-IBIG place of work yourself:

It is possible to submit a copy of your own current ITR you to definitely have a beneficial BIR stamp. In my opinion for this you to definitely, you’ll have to see your RDO discover stamped.

If you’re a freelancer otherwise an entrepreneur, you might complete a duplicate of your audited ITR and you can BIR stamp. We failed to test this you to just like the We wasn’t the person who removed the mortgage and i don’t donate to become co-borrower, however, I think this would mean bringing your latest ITR, and simply to go on the brand new secure front, your bookkeeping courses, for the RDO.

While you are operating, you are able to opt to fill out your authoritative 1 month pay slip dated about 3 months prior to time out of app. Jay made a decision to fill in around three in order to close the offer, haha! The guy together with registered their COE also them.

This will be for the 1st step. Pag-IBIG usually determine their distribution to check their eligibility to use getting a house loan.

After you have recorded these documents on line, you are going to discover an email prompting that purchase the latest operating fee. We paid off Php step 1,000. Make certain you print a copy of one’s verification of fee. You’re going to have to offer it so you’re able to Pag-IBIG , as well as the almost every other requirements, once you’ve already been allowed to see the workplace due to current email address or a visit.

Here you will find the records that you need to bring to Pag-IBIG once you have been expected to submit your documents physically:

1. The brand-new duplicates of your files your registered on very first procedure, apart from the fresh new selfie. You should have your ID photocopied.

dos. A duplicate of Unique Energy out-of Attorney to the representative. (In the event your owner isnt on Philippines)

The price of notarization is dependent upon the decided price point of the property stipulated on your package to market.

Might along with inquire when deciding to take their images along with your legitimate ID again. Now, it could be their employees who will make try.

Assessment stage

Because table administrator appears more your write-ups and you can observes no discrepancies, you will be questioned to fund appraisal commission. We paid Php 2,000.

We had been advised to wait to have a trip from Jacob City pay day loan just one out of their staff concerning your schedule of the property appraisal. What the results are throughout the home assessment is because they will be sending agencies so you’re able to check our home to see if they meets its basic and standards.

It named 3 days just before it visited. Brand new appraisers was indeed from the set from the 8AM. It ran from inside the, searched the latest specifications and you can did not very correspond with united states this much. They just went to check always for every area at home.

Following that has been it. We were advised to wait due to their email whether all of our mortgage could have been approved or not acknowledged; yet not, it currently informed us your household we had been trying pick are in short supply of step one meter wide on their requirements.

Mortgage Declined

I acquired a message away from Pag-IBIG formally saying that this new measurements of our house failed to fulfill their standards, hence was one. Which was the conclusion our feel……for the moment.

I sensed sending in a letter off reconsideration, but the email clearly stated that we had to address the question and you may invest in putting some needed alter, and this i couldn’t. Therefore we needed to deal with the destiny and move forward.

Oh really, about i’ve gathered a lifetime expertise that individuals is use in the near future and to teach our very own students when it’s the seek out get their house. We were, needless to say, distressed, but we are going to remain our very own dreams until we finally select the put we can call home.